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Income Protection

Ensuring Financial Security during Injury or Illness. Receive a regular income, up to 75% of your earnings, if you're unable to work, providing peace of mind and support when you need it most.

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Secure Your Income: Overview of Income Protection Plans

Income Protection at a glance

  • Pays you a regular income if you can’t work because of an injury or illness while employed.
  • You can start this plan up to age 54 and can choose to end it at age 55, 60 or 65.
  • You can have cover up to 75% of your total yearly earnings, less any benefits from the state or other income protection plans; or €250,000 a year
  • A claim will be paid until you return to work or your plan ends. The amount you get will be treated as income for tax purposes.
  • The earliest you can choose for us to start making payments is 13 weeks.
  • This is called the deferred period.
  • The cost will depend on your age, your health, deferred period, and agreed level of cover.
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